Payday Loan Questions
What is a Payday Loan?
A Payday Loan is a quick and easy solution for your financial needs. It allows you to obtain cash in financial emergency situations.
What if I have a bad credit, would I still be able to borrow money?
Not a problem! All credit types are accepted.
Do I qualify?
You only need to meet the following requirements:
• You are at least 18 years of age.
• A resident and employed in Australia.
• Your salary is direct deposited into your bank account.
If you met those simple requirements, then you can apply for a payday loan now!
What if I am unemployed?
Unfortunately, we cannot lend to those who are unemployed. You must be actively employed in order for you to apply.
How much can I borrow?
You can borrow up to $300 for your first loan. Once your first loan has been repaid in full, you will have the option to borrow up to $1500(in multiples of $100), depending on your net income. The amount that you could loan is based on your net income.
How are fees established?
Our fees are competitive and in compliance with all applicable Australia laws.
How do I repay the loan?
On the date that your loan is due to be repaid, we will automatically debit your bank account. If you still need extra funds, you will be able to submit a new loan request on that very same day.
